Independent Financial Advice

Mortgages, Protection, Pensions, Investment, Financial Services

Call Today 08000 835035

or click here to contact us

Accident, Sickness and Unemployment Cover
(Mortgage Payment Protection Insurance - MPPI)

We have access to insurers who can offer up to
Six months’ premiums free
on Accident, Sickness and Unemployment cover


What is Mortgage Payment Protection Insurance (MPPI)?

MPPI (or ASU if you prefer!), provides cover for your mortgage and other directly related monthly expenses if you are unable to work through sickness, injury or if you involuntarily become unemployed.

What are the benefits of Mortgage Payment Protection Insurance?

If you are unable to work due to sickness, injury or involuntary unemployment, you may have difficulty meeting your mortgage obligations. MPPI, after a waiting period, pays a monthly benefit until you either return work or a maximum period is reached. The maximum period and the waiting period depend on the specific MPPI policy.

Typical Key benefits can include :-


  • 3 or 6 months free cover
  • 12 or 18 months payout period in the event of a claim
  • Single or joint cover available
  • Able to select all or any of the 3 covers - Unemployment Accident & Sickness
  • Back to day one cover available
  • No medicals required
  • Covers employed and self employed people

Feature and benefits are subject to individual circumstances, and vary between insurance providers and some may not apply in all cases.

 

We find the best deals
for you

Our professional advisers will help you identify the most appropriate MPPI policy, help you to understand the benefits of MPPI and will make a sensible and affordable recommendation.

Our comprehensive research technology allows us to shop around.

This is what we do! Not only will we research the cost of your MPPI, we will also consider the features and benefits available from different insurers.

We use a range of other insurance providers and their products may be more suitable for your needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

IF A FEE IS CHARGED THIS WILL BE DEPENDENT ON YOUR CIRCUMSTANCES. OUR TYPICAL FEE IS £199

Home :: About Us :: Terms and Conditions :: Buying Guide :: Repayment Methods :: Rate Options :: Costs and Considerations :: 1st Time Buyers
Homemovers :: Remortgaging :: Buy-to-let :: Debt Management :: Pensions :: Investments and Savings :: Personal Loans :: Wills
Buildings and Contents Insurance :: Critical Illness Insurance :: Private Medical Insurance :: Accident, Sickness and Unemployment Insurance
Income Protection Insurance :: Life Insurance :: Glossary :: Links :: Contact :: Careers :: Locations

©Copyright 2006 BJB Financial Services Ltd. All Rights Reserved
BJB Financial Services Ltd. is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Registered in England and Wales number 5503352. Registered address 56 Merrial Street, Newcastle, Staffs ST5 2AJ

Site developed and maintained by boom media:: www.boommedia.co.uk