Mortgage Advice Helpline

Independent Mortgage Advice
Mortgage Protection and Financial Services


Accident, Sickness and Unemployment Cover
(also known as Mortgage Payment Protection Insurance – MPPI)
 
 

We have access to insurers who can offer up to
Six months’ premiums free on Accident, Sickness and Unemployment cover

We find the best deals for you

Our professional advisers will help you identify the most appropriate MPPI policy, help you to understand the benefits of MPPI and will make a sensible and affordable recommendation.

Our comprehensive research technology allows us to shop around.

This is what we do! Not only will we research the cost of your MPPI, we will also consider the features and benefits available from different insurers.

 
 

What is Mortgage Payment Protection Insurance (MPPI)?

MPPI (or ASU if you prefer!), provides cover for your mortgage and other directly related monthly expenses if you are unable to work through sickness, injury or if you involuntarily become unemployed.

 
 

What are the benefits of Mortgage Payment Protection Insurance?

If you are unable to work due to sickness, injury or involuntary unemployment, you may have difficulty meeting your mortgage obligations. MPPI, after a waiting period, pays a monthly benefit until you either return work or a maximum period is reached. The maximum period and the waiting period depend on the specific MPPI policy.

 
 

Typical Key benefits can include :-

• 3 or 6 months free cover
• 12 or 18 months payout period in the event of a claim
• Single or joint cover available
• Able to select all or any of the 3 covers - Unemployment Accident & Sickness
• Back to day one cover available
• No medicals required
• Covers employed and self employed people

Feature and benefits are subject to individual circumstances, and vary between insurance providers and some may not apply in all cases.

 
     

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
IF A FEE IS CHARGED THIS WILL BE DEPENDENT ON YOUR CIRCUMSTANCES. OUR TYPICAL FEE IS £199

 

 

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