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Pension Planning

Make the most of your retirement

We believe that Retirement should be about ‘choice’. You should be able to choose when to retire and to choose how to enjoy those retirement years.

The problem, of course, is that without careful planning and advice you may not end up with those choices or the lifestyle you look foward to.

There are many ways you can save for your retirement, and pensions still remain one of the most tax-efficient and effective options available. However, we understand that for many people, pensions can seem complicated and in today's economic climate planning for your retirement is easily be left for another day.

At BJB Financial Services we believe that everyone should have access to impartial and specialist pension advice We offer all of our clients the opportunity to receive an independent, no obligation, free pension review and recommendation report.

Please call if you would like a free retirement review, or advice on;

  • The Basic State Pension
  • ‘Frozen’ or deferred Pension Plans
  • Occupational Pension Schemes
  • Personal Pensions
  • Stakeholder Pensions
  • SIPPs (Self Invested Personal Pensions
 

Approaching retirement?
A couple of thoughts

It may be possible to receive a greater pension than the pension offered to you by your existing provider.
Many schemes offer an 'open market option'. What that means for you is that a greater pension can be achieved by transferring to another provider.

If you have, or have had, any medical problems an 'impaired life' pension can be obtained giving you a greater pension to enjoy

We look forward to hearing from you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

IF A FEE IS CHARGED THIS WILL BE DEPENDENT ON YOUR CIRCUMSTANCES. OUR TYPICAL FEE IS £199

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©Copyright 2006 BJB Financial Services Ltd. All Rights Reserved
BJB Financial Services Ltd. is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Registered in England and Wales number 5503352. Registered address 56 Merrial Street, Newcastle, Staffs ST5 2AJ

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