Mortgage Advice Helpline

Independent Mortgage Advice
Mortgage Protection and Financial Services

Remortgaging  
 

What is remortgaging?

Re-mortgaging simply means moving your mortgage from one lender, to another.

Why do people do it? Well ask yourself these questions:

Are you paying too much to your existing lender?
Do you need to raise money from the equity in your home?
Do you want to repay other, more expensive loans?

Re-mortgaging is now very popular in the UK making up almost half of all mortgages completed. It is a simple process and normally takes much less time to arrange than a conventional mortgage.

You could significantly reduce your monthly expenditure or even release some of the equity in your home for home improvements, a new car, a second home or a well earned holiday.

Our Independent Mortgage Advisers will guide you through the entire process.

Using plain English we will help you through the stages step-by-step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you.

On your behalf, we will take care of all the paperwork, and our Mortgage Administration Centre will liaise with, Lenders, Surveyors and Solicitors.

Just give us a call, our complete mortgage service will help you to sit back, relax and concentrate on your plans for moving into your new home.

 
 

How we can help

There are over 8000 different schemes available, with many lenders offering free legal fee and free valuations.

Early repayment charges may be payable to your existing lender if you re-mortgage, however, our fully qualified advisers will check your current deal to ensure there are no unexpected surprises.

 

Our service to you

Our aim is quite simply to;
• Save you money, by finding the most appropriate deal from the whole of the mortgage market.
• Unlock cash from the equity in your home if required.
• Provide you with the complete re-mortgage service, to make the process as trouble free as possible

We will always;
• Advise you of the true cost of your re-mortgage and how much you can borrow.
• Work with you to ensure that you can afford your repayments and remain within your budget.
• Research and advise you of appropriate protection plans.

   

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
IF A FEE IS CHARGED THIS WILL BE DEPENDENT ON YOUR CIRCUMSTANCES. OUR TYPICAL FEE IS £199

 

 

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BJB Financial Services Ltd. is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Registered in England and Wales number 5503352.

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